Bake 20 Min. covered, 10 uncovered
- Preheat oven for 350°
- Spray skillet w/ cooking spray
- Add garlic, onions, tomato, cumin and chili powder
- cook on med heat until onion is tender
- Add tomato sauce – cook 5 min
- Stir in beans, cilantro, salt and pepper
- Layer 9 inch square dish
- 4 tortillas 1/2 cheese, 1/3 beans
- Repeat 2 times
- Top with cheese